DISCLAIMER

Securities offered through LPL Financial. Member FINRA/ (https://www.nra.org/)SIPC (https://www.sipc.org/). Investment Advice offered through Perennial Investment Advisors, a registered investment advisor. Perennial Investment Advisors and Perennial Financial Services are separate entities from LPL Financial. rGenius, Inc. is not aliated with nor endorsed by LPL Financial, Perennial Financial Services or Perennial Investment Advisors. For a list of states in which I am registered to perform securities business, please visit www.perennialfs.com (https://www.perennialnancialservices.com/) Mr. Lawler and rGenius, Inc. are NOT providing any legal services and not charging for any legal services. If Client wants legal services those need to be a separate agreement with a different entity.